We work with clients in a one-on-one basis. We host one-hour sessions at different intervals depending on where you are in your financial journey. We do not focus solely on net worth, we focus on overall financial health.
optimizing your income
We hate budgeting. Instead, we focus on percentages based on your income. How much are you spending compared to your overall income? How much are you putting away? If this isn't in alignment, you cannot save. We focus on getting debt down before we focus on retirement.
Do you have a 401k? Are you unsure of what it is? We can help. We guide you in the enrollment process or procedural changes within your current or previous 401k. We can educate you on mutual funds and guide you in how to evaluate them based on your holistic financial goals.
We know that as a business owner your personal income affects your business income. A lack of understanding in your personal finances can impact your business. You could be leaving deals, money, and savings on the table if you don't have a great grasp of your personal finance.
establishing investment Options
You have the income but do you know where to put it? We help educate you about the different investment accounts available to you. This includes but is not limited to a brokerage account, traditional IRA, Roth IRA, and 529 plans if you have little ones.
Inherited something from a family member? Parents established an account in your name? Have no idea what it is and how to access it? We help you aggregate your accounts and make sense of anything you may have inherited and utilize it best for your current needs.
Want to start a business in 5 years? Need to get a new car? We help establish goal-based savings and help you structure your spending and savings to reach these goals. Whether it is long or short-term, we can develop an action plan.