How to Stop Emotional Spending

Ahh...the feel of a new purchase, a brand new, shiny object here to improve life. Buying can feel so good. It feels so good until panic, denial, and frustration set in after receiving a credit card bill. This is the trap of emotional spending. To stop emotional spending in its tracks you need to know the warning signs: 

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Facts About Your 401k

If you work in the private sector, you have probably heard of a 401k plan. However, you might not know what it is, how it works, or why you invest. Today, we're going to be filling you in on facts about your 401k that you may not know: 

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5 Perks of a 529 Plan

College has become one seriously expensive endeavor. Did you know the cost of attending college has gone up 260% in the past 30 years? What was once affordable now seems like a daunting expense. However, saving for college can be something you can do before, during, and after school. Why? The perks of a 529 Plan of course.

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Secrets Revealed From A Retired Advisor

Do you ever wonder what your advisor is hiding? What he or she can't say? What they're really thinking? We asked one of our friends and past advisor from Chase bank, who wishes to remain anonymous, to reveal what he really loved and hated about his role as an advisor and what you should know as a client. Here are his responses below:

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Founding Fathers & Finance

With July 4th right around the corner, it is only appropriate to celebrate the individuals that made our independence possible and with that, their wisdom when it came to money. Let's hear what they have to say: 

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6 Steps To Becoming A Stealth Millionaire

It's actually very easy to become a millionaire. A shocking statement, I know. 

Nearly 1 out of 20 individuals in the United States is a millionaire and the majority of those are self-made millionaires. In the United States, there is nothing stopping you from reaching your financial goals.

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Interested in Freelancing? Here's how you set your price 💸💸💸

Everyone is jumping on the "side hustle" and freelancing train and I have to say, I think it is fantastic! Freelancing can be a great way to earn some extra cash to reach your savings and investing goals. However, setting your price as a freelancer can be tough with sites like upwork.com that offer huge ranges. It can leave you scratching your head where to start. Here's our guide for establishing your price as a freelancer:

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Shock of Picking a Stock

Investing for the first time is like learning a new language. There are new acronyms, symbols, and confusing vocabulary that can leave you overwhelmed and frankly a little defeated. However, with a little guidance and some easy steps, you can be on your way to investing in stocks for the first time. 

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Reasons To Go Roth IRA

The Roth IRA is the unicorn of investment accounts. We have referenced the Roth IRA many times but have never gotten down to the nitty gritty of what makes it special. Today, we're going to be breaking down the reasons to go Roth IRA:

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How to Discuss Financial Changes with Family

Finances and family sometimes do not mix. They can get especially tricky if you have decided to make a financial change in your life like getting out debt or trying to save more and start investing. The rest of your immediate and extended family may not "get it" and the good news is they don't have to! However, if you must discuss it, here's how you can speak to your family about your financial changes:

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First Time Home Buyer? (Part 1)

Buying your first home can be terrifying. You aren't sure where to start, you aren't sure what to look for, and you aren't sure what the next steps may be. We sat down with our friend Lacey, real estate investor and first time homebuyer, to discuss what to know before you buy a home. She told us that there are some preliminary steps to decide if home buying is right for you. She stated many people think it's the right time to buy but there are many factors that may not make that true. She gave us 5 factors to be aware of before buying:

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Are You Keeping Up with the Joneses?

One of the best things I was exposed to at my previous job was a behavioral science department. Behavioral science? I had never heard of such a thing. Our behavioral science department studied individual's habits with money. This included how they felt and thought about money, what their actions were around money, and ultimately what worked and what didn't around financial education. 

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The Ultimate Vacation Budget

It is almost summer!! The kids are getting out of school and your vacation is scheduled but have you forgotten about your budget? Vacations should be relaxing and your splurge should not follow you home.

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Is There An App For That?

Financial apps are all the rage ranging from budgeting, to investing, to keeping track of our bills. There seems to be plenty of apps available. However, are any of these apps really useful? Will they make a difference in your financial life?

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3 Money Myths

 Are you sabotaging yourself financially? If you're following any of these three myths below, the answer is YES! There is no shortage of financial advice from your parents, your teachers, or your colleagues but are you listening to opinions that actually matter? Let's squash these money myths before they squash your money!

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Financially Stressed? Here Are 5 Things To Do

When you feel financially stressed it can feel like an elephant is sitting on your chest. It can feel like there is no hope in sight and you don't know how to remedy the problem. Financial stress, no matter how burdensome, does not have to corrupt your spirit. Here are 5 steps to feeling less stressed (that have nothing to do with actual cash!): 

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How To Spring Clean Your Finances

Spring is here! Well...with a bit of snow. Nonetheless, it is here! It is time to clean out the old, lift the windows up, and let in some clean air. This includes your finances!

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How to Pay Off Debt With a Low Income

Low income does not mean you cannot get out of debt. However, it does mean that emergencies can ruin your financial progress. Here's how you can get out of debt making a low income:

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