Posts in tips
Going House Poor? tips for to-be homeowners

When I originally heard that my maximum mortgage payment should be 25% of my income, I laughed. How is that even possible? I thought to myself. I’ve lived in big cities since college and the majority of millennials pay upwards of 50% of their income on housing needs. Living is expensive! But now that I was switching from renter to homeowner, I knew my budget needed to be reworked. I thought originally it was going to be reworked that homeownership was more expensive. Turns out it is, just not in the way I thought it would be. Here’s what I learned becoming a new homeowner and a few pieces of advice for those looking to become one:

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10 Ways to Increase Your Net Worth This Month

Isn’t this the weirdest time of the year? February is over; we’re in March…not quite spring, not quite winter, and many of us are just “holding out” until summer. When there is nothing to do but stay cooped up inside, why not start a new venture, side hustle, or put away extra dollars? In fact, all of my ventures were started or concocted right around this time every year. Today I’m going to be giving you ten easy ways to increase your net worth this month and exactly how to do them:

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Everything I Use to Run My Business

When I talk to my clients, they are amazed I do most of my “business stuff” by myself. They ask me if I write my articles, make my Pinterest pins, and meet with all of my clients. Yes, I do. It’s usually followed up with “I thought you had a bigger team” or “how do you get it all done?” Well, the answer is simple. I manage other systems that do the brunt of the work. I outsource, but I’m still in control. If you want to start a consulting business or if you’re curious about how I run mine, here are my secrets and systems:

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The Ultimate Vacation Budget

It is almost summer!! The kids are getting out of school and your vacation is scheduled but have you forgotten about your budget? Vacations should be relaxing and your splurge should not follow you home.

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The Rise of the Mini-Goal ✨

By establishing a mini-goal, you are politely saying "it's not that serious" to your goals. Mini-goals are something I learned about a few years ago when I was feeling defeated trying to stick to my goals. Do your goals ever seem too lofty? You can see the end goal but have no idea how you will achieve it.

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4 Finance Acronyms Explained

Finance acronyms are like a bad cold in the winter. You don't understand where it came from, you are unsure of how to process it, and you really hope it would just go away. We feel the same. Finance professionals use acronyms like a special code that make you feel inferior. You can get the wrong impression that handling money is only for the most highly educated individual.  

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