Your Christmas Budget Simplified
Christmas is a time for abundance! We want to spread love, cheer, and wayyy too much money. Christmas can truly shock the budget and before you know it you have bought gifts for the neighbors, the teachers, the pets, and everyone in between. Christmas doesn't have to be such a stressful time on the budget if you plan accordingly. It's easy, I promise!
1. Write Down Everyone
This is the true kicker. Sometimes we totally forget about our cousins's sister-in-law who we really love and want to buy a gift for. Taking 15 minutes to write down a list of everyone we need gifts for can save us tremendous time, energy, and last minute trips to Target.
2. Assign a Dollar Amount
This can seem a little yucky to do at first but it will pay off in the end. If you stick to a certain dollar amount for your children, significant other, and parents, you will not be shocked by the amount of money you have spent come New Year's. You may even avoid the "spend less money item" as a resolution!
3. Leave the Store!
Leave the store when you have what you came for. If you stay, there will undoubtedly be an ornament, a wreath, or an adorable mug that you just have to have! Forcing yourself to leave will keep you on track and happy once the season is over.
4. Give of Yourself
There are so many great ways that you can give back this Christmas season that are non-monetary. Your community is full of opportunities to spread Christmas cheer instead of money you don't have. Giving of yourself puts your own financial problems in perspective and helps you see that it isn't all about the dough.
Are you on track for your Christmas spending?