Where financial education meets action
Money Therapy was founded on the belief that financial education and action should live together. With an increase in financial tools and options but a stagnation in knowledge many ask themselves "where do I go?" When you feel as if you can't trust an advisor but are unsure who to go to for honest financial advice, Money Therapy is your solution. We help clients understand their money so that they can eventually have the tools to budget, invest, and take care of debt on their own.
We help you develop an action plan dependent upon your goals. No frills or fuss, this is about maximizing what you have and helping you comprehend it at the same time. We have multiple consulting services that we offer. We know that our services might not be for everyone. We are looking for individuals who are ready and willing to make a change in their personal financial life. We have clients from all walks of life and do not focus on overall net worth but on the financial health of an individual and family.
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We work with clients in a one-on-one basis. We host one-hour sessions at different intervals depending on where you are in your financial journey. We do not focus solely on net worth, we focus on overall financial health.
optimizing your income
We hate budgeting. Instead, we focus on percentages based on your income. How much are you spending compared to your overall income? How much are you putting away? If this isn't in alignment, you cannot save. We focus on getting debt down before we focus on retirement.
Do you have a 401k? Are you unsure of what it is? We can help. We guide you in the enrollment process or procedural changes within your current or previous 401k. We can educate you on mutual funds and guide you in how to evaluate them based on your holistic financial goals.
We know that as a business owner your personal income affects your business income. A lack of understanding in your personal finances can impact your business. You could be leaving deals, money, and savings on the table if you don't have a great grasp of your personal finance.
establishing investment Options
You have the income but do you know where to put it? We help educate you about the different investment accounts available to you. This includes but is not limited to a brokerage account, traditional IRA, Roth IRA, and 529 plans if you have little ones.
Inherited something from a family member? Parents established an account in your name? Have no idea what it is and how to access it? We help you aggregate your accounts and make sense of anything you may have inherited and utilize it best for your current needs.
Want to start a business in 5 years? Need to get a new car? We help establish goal-based savings and help you structure your spending and savings to reach these goals. Whether it is long or short-term, we can develop an action plan.
1-Hour remote consulting
One hour remote meeting for a client looking for an action plan. We will review your current accounts and address any questions regarding budgeting, retirement, goals, and debt.
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1-Hour In-Person Consulting
Base price for a 1-hour in person meeting based in Washington, DC. During this time we will develop an action plan and we will review any questions regarding budgeting, retirement accounts, goals, and debt.
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4 quarterly consultations
For clients who need small check-ups to make sure they are still on track.
This includes an action plan at the beginning and maintenance sessions for someone who is needs a few financial changes but not a complete overhaul.
12 monthly consultations
For clients who have complex financial situations. This is typically best for families or those who want to learn more about investing.
This includes an action plan at the beginning with focused monthly sessions based on goals.
We work with corporations and individuals. If you are a corporate client who is looking for solutions for their employees, please fill out the form below. If you are an individual that is curious if this service is right for you, please fill out your questions below. A custom price scale will be outfitted.
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The ideal candidate for our services:
*someone who is willing to invest in themselves and make the appropriate changes
*an individual who is interested in starting a business or recently has
*a parent who would like to maximize their earning potential and start a saving for their future and their children's future
*a professional who has started their career but does not know where to begin an investment portfolio
*an individual who understands that debt is crippling and is looking for solutions out